Time Is Money.
Let's Make More of It.

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"There isn't a trans moment… It's just a presence where there was an absence. We deserve so much more."
— Hari Nef

A new way to enjoy cashback rewards.

Every time you swipe your Bliss debit card, whether it’s paying for one of your goals, a cup of coffee, or even a utility bill, a percentage of the transaction cost (≈0.5%) goes back into your Savings Pocket. Bliss will send a push notification (using the same logic it uses to build its Forecasts) letting you know how many minutes, hours, or days closer you are to that day.

In other words, every Bliss transaction is working toward your goals, not just the contributions. Lunch with friends? You just got closer to that new outfit on your wishlist. Trip to the gas station? You just shaved off some time waiting for the new gaming console.

We don’t have to imagine a world where paying a parking ticket or utility bill actually feels exciting – with TimeBack™, it’s already here.

You will automatically begin accruing TimeBack™ rewards on eligible purchases as soon as you make your purchase with your Bliss debit card. To view your current rewards:

1. If you haven’t already, you will need to select an Up Next goal. For detailed instructions, click or tap here. If you have already done this, you can skip to Step 2.

2. From the Bliss home screen, tap the section that displays “X [minutes/hours/days] in TimeBack™ generated so far.”

3. The next screen will display detailed information about your current TimeBack™ rewards, including:

  • The number of minutes, hours, or days of TimeBack™ generated so far.
  • A progress bar showing the breakdown of progress toward your Up Next goal from account contributions (goal theme color), and from TimeBack™ rewards (blue section at the end of the progress bar).
  • The cash value of your current TimeBack™ rewards.

4. When you are finished, you can tap the arrow in the top left-hand corner to return to the Bliss home screen, or use the Navigation buttons at the bottom of the screen to go directly to the Split, Transaction History, Earnings, or Savings screens.

⏎ Welcome | ➔ Up Next

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We'd be honored to be part of your journey and help however possible. Whether this is the first step or you've been at it for years, Bliss is here to make a better banking experience for all.